Your cards owe you$2,437 a year.

Most people collect less than half. Creddy tracks every credit, counts down every reset, and reminds you before the money expires.

Creddy — every benefit, every dollar
01 — Track

Money expires monthly. Catch it.

Your live feed of every active credit — hotel, dining, rideshare — ranked by what expires next. Log usage in two taps.

$4,957still on the table in this wallet
Creddy Home screen showing value captured this year and a ranked feed of expiring credits
02 — Welcome Bonus

The $1,200 bonus you're 67% away from losing.

Miss the minimum spend by a dollar and the whole bonus is gone. Creddy fills the ring in real time and pings you 14 days before the deadline.

67%of your Amex Platinum welcome offer earned
$1,200of $1,800
Amex Plat$8,400 left47 days
02 — Your wallet

Every fee, measured against what you got back.

Captured value versus annual fee, welcome-bonus progress, and every benefit — per card, at a glance. Know which cards earn their keep.

$2,040in annual fees, tracked against real value
Creddy My Cards screen with Amex Platinum, Chase Sapphire Reserve and Amex Gold
03 — Expiring Soon

Don't lose $200 next Tuesday.

Quarterly hotel credits, monthly dining stipends, semi-annual Uber cash — Creddy counts down every reset window and reminds you before money evaporates.

$847average saved per cardholder per year
$200Hilton Hotel Credit3 days
$100Saks Fifth Avenue Credit12 days
$50Uber Cash (March)17 days
$240Streaming Credit24 days
Saved per year$847
04 — Explore

149 cards. 2,400 benefits.

Browse the full catalog by category or issuer, and see which card should be next in your wallet.

149cards covered. New cards added monthly.
Creddy Explore screen with card categories and issuers

Pricing

Free for 3 cards. Pro for everything.

Unlimited cards, Smart Sort, widgets, and reminders that pay for themselves with a single saved credit.

Stop leaving money on the table.

Free to start. The average cardholder recovers $847 a year.

creddy

Collect everything your cards owe you.

Built by

Made with care by Brewapps LLC

© 2026

© 2026 Brewapps LLC. Creddy is an independent app and is not affiliated with American Express, Chase, Citi, or any card issuer.